Credit cards can be a useful tool in defining spending habits. When used properly the cards can provide a low cost way of accounting for regular purchases. However, there are times when credit spending can exceed our ability to repay in a timely manner. When this scenario occurs, it may be time to look into low interest rate credit cards.
Why Low Interest Rate Credit Cards?
If you find yourself in a position of paying only the minimum monthly payment then it may make sense to pursue a lower interest rate credit card. By investigating the use of a low interest credit card or cheap credit cards that are comparatively less expensive, you may find that your payment each month will accelerate debt retirement.
A Comparison
If you have excellent credit you might consider the Citi