In order to find the best residential mortgage for your needs you should do a little homework beforehand and make sure you understand a little about them. When you know what you are looking for then it makes it easier to compare. Just as with all mortgages the residential mortgage has different types to choose from. The main ones are…
Tag: Variable
Discount Mortgages Should Be Compared Online With A Specialist Website
If you are looking for discount mortgages then you should compare them online. The cheapest rates of interest are imperative if you want to make the best savings and comparing them online is easy. You do have to consider more than just the rate of interest; you also have to compare the small print. There are different types of mortgage…
The Benefits Of A Variable Rate Loan
If you want to get a loan at a cheap rate, then you should look at the possibilities of applying for a variable rate loan. These loans have an APR rate that can vary depending on the base interest rate. This can either work in your favour or against you, depending on whether rates rise or fall. If you want…
Is Your Cardio Routine Doing More Harm Than Good
Before you start wasting hours upon hours on those boring treadmills, stationary bikes, and elliptical machines, let’s examine if low-moderate intensity, long duration cardio exercise is really doing your body any good, or if it is mostly a waste of time. I hope you will concede upon finishing this article that there is a better way to get in great…
How To Choose Between A Fixed Rate Mortgage And A Variable Rate Mortgage
Whether you are trying to mortgage your home or trying to buy a home you must know in the market today two common mortgages rates prevail. The two most common rates are known as a Fixed Rate Mortgage and the Variable Rate Mortgage. As the name suggest, the fixed rate mortgage contracts you for specified interest rate over a specific…
Standard Variable Rate Mortgages
Following the increase in interest rates on 5 July by 0.25% it is widely expected that most lenders will increase their standard variable mortgage rate by at least the same amount and indeed some have already done so. But what is a standard variable rate (svr) and how does it affect you? The svr is typically the rate of interest…
Variable Vs Fixed Rate Credit Cards Understand The Difference
Many credit cards come with special introductory rates. These often include low or 0% interest rates for the first months or year. But what happens after the introductory period? This is when most credit cards switch to a variable or fixed interest rate. Read on to learn the difference between variable and fixed rate credit cards. Variable Rate Credit Cards…
Which Home Loan Rate To Choose
Regardless of circumstance there is a home loan rate for your particular needs. Great credit or less-then-perfect, a rate is available for you. Choosing the best option for you can be a bit more complicated then you think. With a few tips and some help from an advisor, however, the right rate for you can be found Today’s mortgage environment…
Developing A Successful Home Budget
This is probably the most requested topic that I receive, normally after someone gets a large unexpected expense, or they start thinking about retirement and realize that they have saved a woefully inadequate amount of money. I recommend using a monthly time-frame to look at your cash inflows and outflows, because most bills are monthly and four weeks is a…
Benefits And Drawbacks Of A Variable Rate Card
If you are looking at a credit card, then you might be looking to choose between a variable rate or fixed rate card. Although fixed rate cards are easy to understand, working out whether a variable card is right for you or not can be trickier. If you are interested in learning about variable rate credit cards, then here are…