Imagine that you are going into a lender’s office prepared to apply for and receive a loan. You know what your credit scores are and you even got one score from each of the three major credit bureaus: Equifax. Experian, and TransUnion. You are shocked when your loan is denied, or maybe you were approved, but the interest rate is…
Tag: Score
What Are Credit Based Auto Insurance Scores
Did you know that your credit information and your credit score may be used in determining if you can get automobile insurance and how much you will have to pay for that insurance? Many consumers are simply not aware of this practice, but it takes place everyday. This article examines some of the more common issues associated with this practice.…
Managing Your Financial Future With A Debt Consolidation Loan Online
When it comes to better managing your financial future, one of the fundamental steps that you will need to take is to get your credit back in order. If you’ve had financial problems and debt predicaments in the past, your credit history and credit score will be out of order. Once again, you need to get your credit in order…
The Basics Of Credit Repair
The Basics of Credit Repair By having a credit, you are using someone else’s money as payment for your purchases. In addition, it also indicates that you are swearing to repay the money to the agency or person that loaned you the amount. If you are applying for a loan, credit card or mortgage, it is normal for the agency…
Debt Settlement Facts
More often than has ever occurred in the past, a significant amount of people are finding it extremely difficult to pay all of their monthly bills and as a result, have fallen behind on their payments. When issuers of credit cards receive late payments (even by just one day) their normal policy is to raise consumers’ interest rates by staggering…
Recover From Your Debts With Bad Debt Loans
Credit status or a credit record is the most vital term in the books of any lender. As it gives lender a certain amount of assurance that he will be safely getting his money back. A lender will always ask for your credit score while lending you his money. Most of the people are denied from getting the loan they…
Mortgage 3 Hot Tips To Boost Your Fico Score
Building a good credit score is a long term process. As they say a journey of a thousand miles starts with the first step. Beware of quick fixes. There are none except for the quick fix of getting into your wallet by way of a scam and there are some out there. Here are three sure fire ways to boost…
How Credit Works
In order to acquire and maintain access to credit, one must have a working understanding of how credit works – namely, how credit scores are established and tracked by the three major credit bureaus. Inquiry Myths As discussed in “The Larry Rule,” people who repetitively apply for credit are viewed with suspicion by the credit agencies. However, there are some…
Credit Card Collection Agencies Secrets
Have you ever wondered why collection agencies keep calling you more often? There are numerous situations that credit collectors use to get the money you owe. But let’s start from the beginning when you get your credit card. Obviously everyone knows that you need to pay your credit card on time. However, situation is not always the same when it…
Bad Credit Car Loans Getting Behind The Wheels With Bumpy Credit
A car with bad credit, just like any other car, will give you the ride you want. Okay, they might not be served on a platter but if you need a car…. but they are worth the ride. Customers suffer from bad credit circumstances do not mean they are bad people. It only means things happened! And every loan lender…