A homeowner’s insurance company rating lets you, the potential policyholder, know the financial strength of the particular company. Although the insurance business is highly regulated, this information is important because you don’t want to purchase homeowner’s insurance from a company that is at risk for filing bankruptcy. You may not even want to purchase a policy from a homeowner’s insurance…
Tag: Rating
Repair Credit Rating There Is No Quick Fix
Trying to repair credit rating scores is not something you can do overnight. Neither is it something that someone else can do for you. There are ways to help you repair credit ratings, but you really do have to want to improve your rating to an acceptable level. If you have been denied credit, chances are it is because you…
Best Car Loan Rate How To Get The Most From Your Credit Score
Your credit score is the most important factor to getting the best car loan rate. Many shoppers make the mistake of going to the car dealership and applying for a loan before checking their credit report and score. By checking your credit score ahead of time, you will know where you stand before seeking a lender. If you have an…
What You Should Know About Using Your Credit Cards
Today, almost everyone is in possession of one or more credit cards. But does everyone understand how the credit cards should be used? ; doesn’t seem so. Some credit card holders only know how to spend on their credit cards till the credit limit is reached. Others know only about using credit cards for shopping and bill payments. Still others…
Learn And Understanding Air Conditioning And Energy Efficiency Ratio Eer Ratings
Portable Air Conditioner Efficiency Information Page Each air conditioner has an energy-efficiency rating that lists how many BTUs per hour are used for each watt of power it draws. For room air conditioners, this rating is the Energy Efficiency Ratio, or EER. For central air conditioners, it is the Seasonal Energy Efficiency Ratio, or SEER. These ratings are posted on…
Understanding And Maintaining A Good Credit History
Credit history may be defined as a record of how a person has borrowed the debt and repaid the same over a period of time. A good credit history is an important aspect of your life. Keeping a good credit rating is of immense importance to maintain the quality of life. It helps you to have easy access to loans…
Bad Credit Rating High Auto Insurance There Is No Appeal
Believe it or not whether you pay your bills on time can make a hefty difference in your car insurance premiums. The adage of an experienced home contractor was that “If the yard is neat you will have no trouble being paid. If the yard is messy then you will have trouble being paid for the home repair job. It…
How To Build A Solid Credit Rating From Scratch
Building a solid credit rating from scratch is not as difficult as one might think. The reality is that you can establish a decent Credit Score in as little as 3 months and have a solid rating around the 12 month mark. From that point, if you maintain proper borrowing habits, you can have an impeccable rating for the rest…
Credit Scores Explained
Research has recently suggested that consumers who apply for loans and other forms of credit too often through comparison websites may risk damaging their credit rating. It is estimated that 8.7 million people have bought financial products such as loans, credit cards and insurance through using comparison websites over the past year. However, research shows that the sites could be…
4 Steps To Creating Good Credit
As a consumer you’ve learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or searching for the best deals on insurance, your credit worthiness will be judged by your credit rating or credit score. A bad credit history or bad credit habits will place “black marks” on…