To certify or not to certify? That’s a good question. If you are a mystery shopper, or hope to become one, you may have heard about mystery shopping certification. The Mystery Shopping Providers Association of North America provides such certification which the organization states simply lets potential clients know that you possess the basic skills needed to provide the shopping…
Tag: Paying
What Is An Interest Only Mortgage Is It Right For Me
Consumers are generally categorized into three classes: 1. Those who shudder at the very thought of paying interest. 2. Those who are willing to pay interest in order to have more purchasing power based on their current income level. 3. Those who view interest as a cost of doing business and use it to their advantage. Yes, paying interest does…
Car Loan Refinancing
When you bought your own car, you might not have found the best financing deal. You could have taken out your car financing through a car dealer at an interest rate that is possibly higher than other financers. This could be one of the reasons why you are currently paying way too much your current car loan. If your credit…
What You Should Know About Interest Rates
For all people shop around for the best rate, there are few who have taken the time to sit down and add it all up. After all, why would you bother? The answer is that understanding just how interest rates work can help you see how important small differences in rates and payment amounts can be. Interest Rates are Compound.…
Pmi Private Mortgage Insurance
Many a first-time homebuyer has grumbled about paying private mortgage insurance. This article discusses the particulars of private mortgage insurance, also known as “PMI.” Private Mortgage Insurance Unless they owners are insane, every business in the United States carries some form of insurance to protect against losses. The various lending institutions that issue home loans, equity lines and refinances to…
Let A Specialist Shop Around For Your Loan Protection Insurance For You
If you have taken out a loan from the high street lender then they probably would have tried to push their loan protection insurance alongside the loan, hopefully that you knew your rights and options when it comes to loan protection and decided to shop around and take the cover independently if you wanted it. On the downside you could…
Free Credit Card Bonuses Are Pricey If You Fail To Pay Your Bill
The credit card business is a competitive one. It is also a very profitable one and the combination of the two explains why you seem to find a pre-approved application in the mailbox just about every day. A new customer is worth a lot to the companies that issue credit cards; most consumers will spend thousands of dollars in interest…
Starting A New Career Led To Debt Crisis
I have been working in a factory most of my life and I know that I am getting on in years. So I decided to go back to college and learn a new trade that would allow me to make a living outside a factory. After all, I am not as young as I used to be and I needed…
Financial Budgeting Income Costs And Hints Part 3 Of 5
Part 3 is: Start Saving! So you are loaded down with bills to pay each month and are wondering how you can begin a savings account for emergencies and other high-expense endeavors. In other words, where can you find that extra cash to put away for later? Firstly, when configuring your budge, plan for your savings first. You will grow…
Find Low Cost Student Health Insurance You Can Get It
Many college and university students are able to remain covered by their parents’ health insurance policy, even after they have turned 18 and left the nest. This is because most health insurance policies still consider these individuals as being dependents of their parents because they are enrolled in a college or university. Do not be mistaken; you can not stay…