Credit

What Are They Charging You Understanding Credit Card Insurances

Each Credit Card Issuer offers different insurance programs and names them in different ways. However, following is a list of the most common insurance programs available and a brief explanation of each one. Names may vary but the concept remains the same. Whenever you feel that any of the following events occur, don’t hesitate to contact your credit card issuer…

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Credit

Fraud Prevention Credit Card Do S And Don Ts

What is better than cash? Stolen credit card is the answer. The situation worsen since the introduction of online shopping. As such, it’s wise to be proactive in preventing such thing from happening to you. Furthermore, the responsibility always lies with credit card holders to safeguard their credit cards. Here is a list of important Do’s and Don’ts to safeguard…

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Wealth Building

Life Annuity Yes Or No

A life annuity is a financial arrangement that allows a life insurance company to provide a series of future payments to an annuitant for a certain sum of money. The payment stream based upon the life expectancy of the annuitant is of unknown length but generally guaranteed to continue for a certain number of years. Also it is possible to…

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Finance

Cheap Credit Card Information For New Users

A credit card assures a seller that the person using it has a satisfactory credit rating and that the issuer will see to it that the seller receives payment for the merchandise delivered. A credit card is usually a card made of plastic issued to a user by a credit card system. A credit card is different from a debit…

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Wealth Building

Credit Card Fraud How To Protect Yourself

As technology has increased, so has credit card fraud. There are some simple steps that you can take to help protect yourself from credit card fraud. Let’s look at these more closely. Keep It Close: You should never let your credit card out of sight unless it cannot be helped. Tight Lips: Never give your credit card number out over…

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Wealth Building

How Can I Change My Credit Limit

Many people ask this question and for different reasons. Some of the reasons for wanting a higher credit limit are good and sensible reasons. Others are not. Let’s look at some of the issues involved with changing your credit limit. Your credit limit is the maximum total amount that you may use on your credit card. This total amount includes…

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Credit

Better The Devil You Know

To save money on your credit cards, doesn’t always necessary mean that you have to switch providers to get a better deal, far from it as you can always start on your own doorstep and ask your current credit card lender if they can offer you a better deal than the one that you are getting at present. This should…

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Wealth Building

Choosing The Right Card Issuer

If you are looking for a credit card, then choosing the right card issuer is crucial in order to get the best deal on your card, and also to make sure you are with a card issuer you can trust and will serve your needs. If you are looking for a credit card but are unsure about which card issuer…

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