A homeowner’s insurance company rating lets you, the potential policyholder, know the financial strength of the particular company. Although the insurance business is highly regulated, this information is important because you don’t want to purchase homeowner’s insurance from a company that is at risk for filing bankruptcy. You may not even want to purchase a policy from a homeowner’s insurance…
Tag: Homeowners
Who Has The Keys To Your Home
What can you do to safeguard your home if your house keys accidentally end up in the wrong hands? That’s a question nearly two out of every three American homeowners should consider closely, according to a new study. The study, Danger at America’s Doorstep: Who Has Keys to Your Home?, looked at how homeowners protect–or fail to protect–their house keys…
Market Value Vs Replacement Cost What Is The Difference
For those who have ever purchased a home, which requires Homeowners insurance, you may recognize that there is a difference between the amount you paid for the home and the actual amount of your basic coverage for the home, without belongings. This is simply because you paid market value for your home while the insurance company used replacement cost value…
Know The Facts Before You Hire Home Help
As Americans work longer hours and live more active lives, more homeowners are turning to cleaning-service companies for help with housework. Choosing a company can be daunting, as there are nearly 22,000 cleaning-service options in the United States, ranging from self-employed housekeepers to nationally franchised chains. And few homeowners are aware of the legal issues that come with hiring a…
Warming Up To The Idea Of Solar Energy
There’s good news for those who claim there’s nothing new under the sun when it comes to saving on energy bills. Experts say new benefits and current conditions are making solar energy systems a practical reality for a growing number of homeowners. With rising energy prices and concerns for the environment and about national security, homeowners are looking at solar…
A New Look For Your Bathroom
When older homes are purchased, it is widely expected by homeowners that certain remodeling projects will be necessary to make their house a home. One of the first areas that are typically updated is the master bathroom and the guest bathroom that is typically located in the interior hallway. Some of these bathroom remodel projects might only entail repainting the…
Don T Let Termites Enjoy Your Homemade Feast
This year, homeowners nationwide will host millions of houseguests with insatiable appetites. These intruders always turn up uninvited and threaten to eat their unsuspecting hosts “out of house and home.” But unlike rowdy relatives who loudly overstay their welcome, these ambitious guests will invade quietly, maintaining a hidden lifestyle and thriving unnoticed for many years. The pests are termites, a…
How To Compare Low Cost Homeowner S Insurance In Washington
In Washington State homeowners should know what is and isn’t covered in their insurance policies. One thing that homeowner insurance companies in Washington State typically don’t include in their coverage is flood damage. If a homeowner is concerned about the threat of a flood, they need to speak to their agent about adding that on. In addition, there are some…
Don T Get Bugged By Mosquitoes This Year
Warm, wet weather has led to the early arrival of the West Nile virus this year. The pools of standing water left from the rains serve as excellent breeding places for mosquitoes, including those that carry the West Nile virus. Since the West Nile virus was first identified in the U.S. in 1999, mosquitoes have become more than just a…
Mortgage Refinancing For People With Bad Credit Ways To Reduce Refinancing Costs
Because of declining home mortgage rates, many people are eager to refinance their existing home loan and take advantage of a lower payment or a fixed rate. In fact, homeowners with bad credit may also benefit and obtain comparable low rates. Although refinancing is very common, homeowners must be prepared to pay closing costs and other fees. Fortunately, there are…