The total consumer debt in the United States has ballooned to over two trillion dollars a full 100% greater than it was just a decade ago. As a result more people than are in need of debt relief services. But like with all burgeoning industries, there are a number of scams and ineffectiveness in many debt relief services. As a…
Tag: Debt
Second Homes And Mortgages
Some people looking to buy a second home for either their own leisure or to possibly resell in the future will look into mortgaging that home as well. Many wonder if this is even possible, can you pull out a new mortgage for another home? The answer is yes, you can. However, there are a few things to understand. Second…
Home Equity Lines Of Credit Be Careful
Appreciation rates for real estate have been phenomenal in many parts of the country for the last five years. This creation of massive amounts of equity has lead to interest in home equity loans. Home Equity Lines of Credit – Be Careful A home equity line of credit provides a homeowner with the liquid equivalent of a hard asset. Real…
What Are The Bad Credit Debt Relief Options
If you are a bad credit rating, we have less option to resolve your debt issues. And if you are at the disparate condition to pull yourself out from debt and get rids of all the harassing phone calls from your creditors, there are a few options of debt relief for bad creditors. Consumer Credit Counseling There are many Consumer…
What Is Financial Securities
It is true that bankers also invest money in securities, and that some of these are foreign, but here again the proportion invested abroad is so small that we may be reasonably sure that any money left by us in the hands of our bankers will be employed at home. But in actual practice those who save do not pile…
The Top 10 Causes Of Debt
As I was cruising around the internet looking for ways to help you be frugal and save money, I ran across a list that I had never seen before. It was a Top 10 list for the Causes of Debt. Not only did I see this list once, but it popped up on three different financial sites that I routinely…
Credit Card Debt Help Online Comparing Debt Consolidation Services
Because of the many debt consolidation services available, those seeking credit card debt help may not know which agency to use. The key to locating the best debt consolidation service involves comparing various companies. Each consolidation service has separate criteria. Using the internet, research different companies and find a company that fits your needs. How Much Debt Have You Acquired?…
Your Debt Free Plan For The New Year
Unmanaged spending using credit cards are the number one root cause that drives most of people into credit card debt. If you are current in debt and thinking of having a debt free life in near future, you need to start to look into your debt seriously; steering clear of unwanted debt is a great way to manage your finances…
Got Debt Consider A Debt Management Company
You’ve been working yourself silly for years and yet… you still have no savings and the pile of unpaid bills seems to grow each and every month. You have creditors breathing down your neck – calling and sending you letters so much that you’re afraid to answer the phone or pick up your mail… it’s a difficult and stressful pill…
Debt Consolidation Or Bankruptcy
It’s a question that has stumped wise men (with overdrawn credit limits) for generations. Do I file for bankruptcy, or do I get debt consolidation loan and spend ten years paying off my debt? The simple answer is, if you can do the latter, do it. Sure, bankruptcy means you don’t owe anything to anyone (well, sometimes it means you…