Auto insurance as we all know is the insurance consumers purchase for their vehicle be it a car, truck or any other automobile. The purpose of auto insurance is to safeguard the vehicle against accidents, theft and any other loss incurred. Auto insurance can cover, the insured party, the insured vehicle and the third parties. Different policies specify the situations…
Category: Insurance
7 Auto Insurance Tips
1> Raising your deductible Deductible is the amount you pay from your pocket before making an insurance claim. The disadvantage of raising your claim is when you make a claim, you will pay more. However, if you are a safe driver, you will overtime save more money by raising your insurance deductible. Look at your previous insurance claim history and…
Is Dental Insurance Even Necessary
In a recent survey of the most wanted work benefits and perks, health insurance was at the top of the list. That’s only to be expected. Everyone knows that you need health insurance. It might come as a surprise, though, that the second most desired work benefit is dental insurance. Why is dental insurance so important and necessary? Anyone who…
What You Need To Know About Insurance
Getting an insurance is one of those ‘life’ requirements that you should be looking into early in your career, especially now when you are still able to work and earn money. in addition to being better able to pay for the insurance, younger individuals also pay less. This is one of the principles of insurance. Since younger people are less…
Things To Know When Insuring Your Mobile Home
When shopping around for homeowners insurance for your mobile home, make sure you know what you’re buying. Know what risks you are exposed to and how to cover them. Below are a few basic things to consider: Named peril or all risk (comprehensive): Homeowners policies may be purchased on a named peril basis. What that means is the policy will…
Low Cost Life Insurance
Finding low cost life insurance need not be a complex process. The life insurance market in the UK is extremely cost competitive, with a glut of cost orientated life insurance companies keeping the cost of life insurance at record low levels. Competition in low cost life insurance has increased further over the last few years, with low cost UK supermarkets…
Life Insurance 101 Explained
While most of us do not like to think of the subject of our own death, the fact of the matter is that death is a part of life and in order to protect our families we need to give some thought to the subject of life insurance. The more you understand about life insurance the better you can prepare…
Types Of Health Insurance
Health insurance is designed to protect against loss of income and expenses for medical care. There are two broad categories of health insurance policies: disability income policies and medical expense policies. Disability income policies can also be referred to as loss of income, loss of time or replacement income. This type of policy will pay benefits to an insured who…
Homeowner Insurance Policy What Does It Look Like
The homeowner insurance policy is divided into sections. Each section has benefits and features. The home policy is divided into two main parts. When you see the declarations page on a home policy then you will see its structure very clearly. Section I – provides property coverage for the dwelling, other structures, personal property and additional living expense. A.The Dwelling…
Life Insurance Policy For Child Why Buy Life Insurance For A Child
There are a few of pro’s and cons’ about purchasing life insurance on children. Life insurance must have an insurable interest. There has to be good reasoning behind the purchase of life insurance on children. The first priority is to first make sure that the income producers in the household have an adequate amount of life insurance. Large amounts of…